Financial Management for Retail & Ecommerce Businesses
Set budgets by store or channel, issue controlled corporate cards to managers and buyers, pay suppliers and vendors, and track retail spend in real time with real-time expense tracking.
Can you see where each store's budget is going?
Retailers spend across branches, warehouses, suppliers, and marketing channels. When purchases and payments are handled separately, finance can't see where each store's budget is going. Without proper spend management, store-level cost stays a guess.
Manage every riyal across your retail operation on one platform
Whether you manage one store or multiple branches and online channels, SiFi's spend management platform helps you control and report spending by location, warehouse, channel, supplier, or cost centre.
Track allocated versus actual spending across stores, warehouses, sales channels, suppliers, and operations teams in real time with business spend management.
Give store managers, procurement teams, warehouse leads, and approved employees access to funds in minutes, not days.
Approve purchases, reimburse teams, and reconcile expenses across stores and channels in hours, not days, with reimbursement automation.
Store spending without shared cards or scattered transfers
Give approved teams fast access to funds while finance maintains visibility across every store and channel. Teams can manage daily operational needs through one business payments platform while each expense remains connected to the correct location and budget.
- Set budgets by store, branch, warehouse, channel, or cost centre
- Give store and operations teams controlled spending access
- Manage supplier, courier, and service-provider payments
- Route higher-value purchases through approval workflows
- Track every expense against the correct store or channel
Built for how retail teams manage spend
See how retailers, e-commerce businesses, and multi-branch groups leverage SiFi's spend management platform to manage their spend.
Allocate and monitor costs by store, branch, warehouse, channel, or cost centre. SiFi keeps stock, packaging, maintenance, marketing, and operational expenses connected to the correct budget with expense tracking for business built in.
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Equip store managers, procurement staff, warehouse leads, and approved employees with virtual or physical corporate cards, supported by defined limits and spending controls. Virtual corporate cards can be issued to store teams in seconds.
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Simplify expense submissions for store, warehouse, delivery, and operations teams. Automate approvals and reimbursements to reduce manual follow-up and maintain clear records. Reimbursement automation keeps employee expense management off finance's plate.
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Ensure every transaction is properly logged and reconciled across stores, channels, suppliers, and cost centres to reduce errors and accelerate reporting, with accounts payable kept connected to the right store.
Learn moreFrom store budget to channel cost report
Allocate
Finance creates budgets for stores, channels, warehouses, or cost centres.
1.24Mbudget set
Spend
Approved store managers and buyers use controlled corporate cards for stock, packaging, marketing, and operating expenses.
Cards live24 staff
Pay
Suppliers, marketplaces, and vendors are paid from the same corporate wallet.
186kPaid
Track
Every transaction is tagged to the right store, channel, supplier, or cost code with real-time expense tracking.
ReportBy cost code
"With SiFi budgets, we effortlessly track all our clients budgets and spending, ensuring we never exceed limits!"
Abdullah Baothman
CEO, Osolutions - Marketing Agency
"Travel has become much easier with SiFi cards. We no longer worry about invoices while travelling and can upload them on time using the SiFi mobile application."
Abdulaziz Aldawood
CEO, Alraedah Finance
"Our company focuses heavily on digital transformation, and SiFi has proven to be the perfect solution for managing cash and expenses. SiFi has supported us in achieving our digital transformation goals and streamlined employee spending effectively."
Abdulrahman AlSalim
Executive Director of Operations, Tharwah
Frequently asked questions
Designed to help companies save time & money